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OTP stands for “One-Time Password.” A one-time password (OTP) is a type of password that is generated and sent to a user in order to verify their identity or perform a secure action, such as logging into an account or completing a financial transaction. OTPs are typically sent to the user’s email address or phone number, and they are designed to be used only once. OTPs are used to enhance security by providing an additional layer of authentication that is separate from the user’s username and password. OTPs are commonly used in online banking, e-commerce, and other applications where security is a concern. They are a useful tool for protecting against unauthorized access and for preventing fraud and identity theft.

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